Our longest term is 36, 24, 18 and 12 months. But we can be flexible depending on your needs. If you want to pay off your loan in 20 months instead of 18 or 24, we can make it work for you. Just tell our Service Associate about it when you apply.
You can loan any amount up to an aggregate of P1,000,000. Please note that your loanable amount will be computed based on our minimum net take home pay requirement of P4,000
Interest rate is variable depending on the tenor of your loan.
Yes. Our bank charge is 6% of the amount loaned (2% bank charge, 3% taxes, 1% service fee).
We assure you that there are none.
For new loans:
  • Your latest pay slip (1 original copy)
  • Your previous 2 month's payslip (1 original copy)
  • Certificate of Appointment (1 photocopy)
  • 2 valid IDs (photocopy)
  • Cedula
  • Filled out application form
  • One co-maker (co-maker's signature is needed on the application form)
  • Co-maker DepEd ID (1 photocopy)
For reloans:
  • Your latest payslip (1 original copy)
  • Your previous 2 month's payslip (1 original copy)
  • 2 valid IDs (photocopy)
  • Filled out application form
It only takes less than an hour to get your loan on off-peak days. On peak days (third to fourth week of the month) loans can be released within the day.
Yes, we do. For a more convenient arrangement on monthly payments, you can consolidate all your loans with us with the 36 months term and a maximum aggregate loan amount of P1,000,000. Ask our Service Associate at the loans counter on how we can make it work for you.
We're open for banking from Tuesdays to Fridays at 9:00 - 5:00, Saturdays 8:30 - 4:30, No Noonbreak. The following branches though have special banking hours:

Region Branch Morning Afternoon
Region 4A Dasmarinas Extension Office
Calamba Branch
8:00 - 4:00
9:00 - 12:00
No Noon Break
1:30 - 5:30
Region 5 Naga Extension Office 8:30 - 4:30 No Noon Break
Region 7 Bogo Extension Office
Carcar Extension Office
Mandaue Extension Office
Ubay Extension Office
Balamban Branch
9:00 - 12:00
9:00 - 12:00
9:00 - 12:00
9:00 - 12:00
8:00 - 12:00
Mondays to Tuesday
9:00 - 4:00
1:30 - 5:30
1:30 - 5:30
1:30 - 5:30
1:30 - 5:30
1:00 - 4:30
Region 13 Butuan Branch



Surigao Extension Office
Wednesdays to Saturdays
9:00 - 3:00
Mondays to Tuesdays
9:00 - 4:00
Wednesdays to Saturdays
9:00 - 3:00
No Noon Break



No Noon Break
Our Service Associate at the loans counter are always ready to assist you.